:root {
  --navy: #0f2340;
  --navy-light: #1c3a5e;
  --gold: #c8a24a;
  --ink: #16202a;
  --muted: #5b6b7a;
  --line: #dfe6ec;
  --bg: #f6f8fa;
  --good: #1f6f54;
}
* { box-sizing: border-box; }
body { margin: 0; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; color: var(--ink); background: var(--bg); line-height: 1.55; }
main { max-width: 680px; margin: 0 auto; padding: 2rem 1.25rem 4rem; }
a { color: var(--navy-light); }
.eyebrow { color: var(--gold); font-weight: 700; text-transform: uppercase; letter-spacing: .08em; font-size: .78rem; margin: 0 0 .4rem; }
h1 { font-size: 1.7rem; line-height: 1.2; margin: 0 0 .4rem; color: var(--navy); }
.sub { color: var(--muted); margin: 0 0 1.75rem; }
.card { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 1.5rem; box-shadow: 0 1px 2px rgba(0,0,0,.03); }
label { display: block; font-weight: 600; margin: 1rem 0 .35rem; }
label:first-of-type { margin-top: 0; }
input[type="text"], select { width: 100%; padding: .7rem .8rem; font-size: 1.05rem; border: 1px solid var(--line); border-radius: 9px; background: #fff; }
input[type="text"]:focus, select:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.check { display: flex; align-items: flex-start; gap: .6rem; margin: 0 0 .5rem; font-weight: 600; }
.check input { margin-top: .25rem; }
.hint { font-weight: 400; color: var(--muted); font-size: .9rem; }
.result { margin-top: 1.5rem; padding-top: 1.5rem; border-top: 1px solid var(--line); }
.amount-label { color: var(--muted); font-size: .82rem; text-transform: uppercase; letter-spacing: .06em; }
.amount { font-size: 2.4rem; font-weight: 800; color: var(--navy); letter-spacing: -.5px; }
.amount.good { color: var(--good); }
.amount.bad { color: #a23b3b; }
.detail { color: var(--ink); background: #eef2f6; border-radius: 9px; padding: .85rem 1rem; margin-top: .9rem; font-size: .97rem; }
.rules { margin-top: 2.5rem; }
.rules h2 { font-size: 1.15rem; color: var(--navy); }
.rules li { margin: .3rem 0; }
.disclaimer { color: var(--muted); font-size: .82rem; margin-top: 2rem; }
.disclaimer a { color: var(--navy-light); }
.next { margin-top: 2rem; padding: 1rem 1.15rem; background: var(--navy); color: #fff; border-radius: 12px; }
.next a { color: var(--gold); font-weight: 700; }
footer { margin-top: 2.5rem; color: var(--muted); font-size: .85rem; }
.toolgrid { display: grid; grid-template-columns: 1fr; gap: 1rem; margin-top: 1rem; }
@media (min-width: 620px) { .toolgrid { grid-template-columns: 1fr 1fr; } }
.tool { display: block; background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 1.15rem; text-decoration: none; color: var(--ink); transition: border-color .15s, box-shadow .15s; }
.tool:hover { border-color: var(--gold); box-shadow: 0 2px 8px rgba(0,0,0,.05); }
.tool h3 { margin: 0 0 .3rem; color: var(--navy); font-size: 1.05rem; }
.tool p { margin: 0; color: var(--muted); font-size: .9rem; }
.section-label { margin: 2rem 0 .25rem; color: var(--gold); font-weight: 700; text-transform: uppercase; letter-spacing: .06em; font-size: .8rem; }
.btn { display: inline-block; margin-top: 1.25rem; padding: .8rem 1.4rem; font-size: 1rem; font-weight: 700; color: #fff; background: var(--navy); border: 0; border-radius: 9px; cursor: pointer; transition: background .15s; }
.btn:hover { background: var(--navy-light); }
.ad-slot { display: flex; align-items: center; justify-content: center; min-height: 90px; margin: 2rem 0; border: 1px dashed var(--line); border-radius: 12px; background: #fff; }
.ad-slot span { color: var(--muted); font-size: .7rem; text-transform: uppercase; letter-spacing: .12em; }
.ctable { width: 100%; border-collapse: collapse; margin-top: 1rem; font-size: .95rem; }
.ctable th, .ctable td { text-align: left; padding: .6rem .7rem; border-bottom: 1px solid var(--line); vertical-align: top; }
.ctable th { color: var(--navy); font-size: .82rem; text-transform: uppercase; letter-spacing: .04em; }
.ctable tbody tr:last-child td { border-bottom: 0; }
.faq { margin-top: 2.5rem; }
.faq h2 { font-size: 1.15rem; color: var(--navy); }
.faq details { border: 1px solid var(--line); border-radius: 10px; padding: .2rem 1rem; margin: .6rem 0; background: #fff; }
.faq summary { cursor: pointer; font-weight: 600; padding: .7rem 0; color: var(--navy); }
.faq details p { margin: 0 0 .8rem; color: var(--ink); }
.partners { margin-top: 2.5rem; }
.partners h2 { font-size: 1.15rem; color: var(--navy); margin-bottom: .2rem; }
.partners-note { color: var(--muted); font-size: .8rem; margin: 0 0 .6rem; }
.partners .tool h3 { display: flex; align-items: center; gap: .3rem; }